Archive for October, 2012

Cunningham Financial Group Educates Unemployed Louisiana Residents about Shifts in the Job Market as U.S. Joblessness Trends Downward

Natchitoches, Louisiana (PRWEB) October 31, 2012

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Although the national unemployment rate fell to 7.8% in September, the lowest its been since January of 2009, roughly 339,000 Americans continue to seek unemployment aid from the federal government. In addition, the types of jobs Americans are finding continue to shift. For Louisiana residents, they could mean the need to go back to school to get the necessary requirements to survive in todays job market.

The insurance professionals at Cunningham Financial Group, a Louisiana insurance agency, hope to empower the local workforce by providing education about shifts to expect in the job market and to remind residents not to go without health insurance in Louisiana, even in the direst circumstances.

Heres what to expect:

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Credit Card Processing & Money Transferring in the US Industry Market Research Report Now Available from IBISWorld

Los Angeles, CA (PRWEB) October 02, 2012

Despite an uncertain economy and decreases in disposable income, the Credit Card Processing and Money Transferring industry has been able to stay afloat throughout the recession. The recession set back industry revenue, but the large-scale implementation and popularity of electronic payment technology has provided the industry with a solid foundation for growth, says IBISWorld industry analyst Eben Jose. The industry mainly generates revenue through data processing and international transactions fees. Therefore, while the volume of transactions decreased during the recession, the ratio of electronic payments to cash or check methods actually increased. As a result, in the five years to 2012, industry revenue is expected to rise at an annualized rate of 0.4% to $ 46.5 billion.

The industry is highly fragmented within each sector, as most industry operators only specialize in one business segment, such as wire transfer, check processing, or credit card purchasing. Nevertheless, the Credit Card Processing and Money Transferring industry’s overall reliance on transaction volumes and the value of noncash payments makes it susceptible to fluctuations in the general economy. Consequently, industry revenue declined at the onset of the economic downturn in 2008. During that year, revenue dipped 0.8% to $ 45.2 billion. According Jose, this decline can largely be attributed to the bursting of the real estate bubble, the tightening of credit markets and the overall downward spiral of the US economy. The downward trend worsened in 2009, when revenue fell 3.4% because of lower transaction volumes and increased competition among operators. With the economy beginning to recover, however, this negative trend will reverse, and revenue is expected to jump 4.9% in 2012.

During the five years to 2017, general economic improvements will drive industry growth. As unemployment falls and consumer confidence improves, demand for products and services will rise, increasing transaction volumes. Businesses are also projected to boost spending as their revenue improves and profit picks back up. Consequently, industry revenue is expected to steadily rise throughout the next five years. In addition to revenue growth, profit margins are set to improve as operators benefit from consolidation and technological advancements. For example, the ratio of revenue per firm is expected to increase, which highlights the increased productivity that comes along with consolidation. In light of these efforts, large firms such as American Express Company, Visa USA and Mastercard International will be able to take advantage of economies of scale and increase their market share. For more information, visit IBISWorlds Credit Card Processing & Money Transferring in the US industry report page.

Follow IBISWorld on Twitter: https://twitter.com/#!/IBISWorld

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IBISWorld industry Report Key Topics

Establishments in this industry primarily engage in financial transaction processing, reserve and liquidity services, and check or other financial instrument clearinghouse services. The industry excludes electronic transactions associated with the US Federal Reserve (central bank).

Industry Performance

Executive Summary

Key External Drivers

Current Performance

Industry Outlook

Industry Life Cycle

Products & Markets

Supply Chain

Products & Services

Major Markets

Globalization & Trade

Business Locations

Competitive Landscape

Market Share Concentration

Key Success Factors

Cost Structure Benchmarks

Barriers to Entry

Major Companies

Operating Conditions

Capital Intensity

Key Statistics

Industry Data

Annual Change

Key Ratios

About IBISWorld Inc.

Recognized as the nations most trusted independent source of industry and market research, IBISWorld offers a comprehensive database of unique information and analysis on every US industry. With an extensive online portfolio, valued for its depth and scope, the company equips clients with the insight necessary to make better business decisions. Headquartered in Los Angeles, IBISWorld serves a range of business, professional service and government organizations through more than 10 locations worldwide. For more information, visit http://www.ibisworld.com or call 1-800-330-3772.







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US Jobless Claims Fluctuate With Little Progress – HispanicBusiness.com


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Jobless Claims Fell By 23000 Last Week; Durable Goods Orders Rose
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Wisconsin Farm Families Recognized as Conservation Leaders

Madison, WI (PRWEB) October 29, 2012

Sand County Foundation and the Wisconsin Farm Bureau Federation are pleased to announce the finalists for the Leopold Conservation Award.

The diversity of these agricultural operations is remarkable, yet they all share a commitment to enhancement of Wisconsins natural resources, said Brent Haglund, Sand County Foundation President. These finalists are examples of the determination, innovation and dedication that characterize farm families across Wisconsin.

The Leopold Conservation Award, named in honor of world-renowned conservationist Aldo Leopold, is comprised of $ 10,000 and a Leopold crystal. The award is now presented annually in eight states to private landowners who practice responsible land stewardship and management.

The four finalists, listed alphabetically, are (brief bios appear below):

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